There are two types of effects provided by Filmora:
1. For the built-in effects found within Filmora，including music tracks，transitions，text and titles，sound effects..etc, all the music tracks are for personal use while the others can be used for commercial use only if you purchase a business license.
2. For the add-on Effects sold in Effects store（https://filmora.wondershare.com/effects-store/), since all of them are made by Wondershare designers and all rights reserved to Wondershare, so you can use them for commercial use directly after you purchase a business license.